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Health Insurance Companies

Depending on where you live,health insurance coverage options can vary. There are other factors that influence the coverage types available in a particular location, such as state and local law, and the way the company itself is set up. Here is a short list of some of the most well-known insurance companies offering health coverage in the United States.

United Health Care is one of the country's biggest health insurance companies. It was founded in 1977, and its mission was to provide affordable health insurance and preventive care tips to its plan members. Today, United Health Care and its various divisions serve over eighteen million Americans, with more than 450,000 physicians and 4,500 hospitals all across the country. United Health Care offers a full line of health coverage, including pharmacy, dental and vision benefits packages.

Blue Cross & Blue Shield was established in Texas back in 1929, when two separate groups combined. Today, there are thirty-nine local and community based companies, operating independently in all fifty states, plus Puerto Rico and the District of Columbia. Coverage offered by BCBS can vary according to each state's requirements, but most plans do include dental benefits and various other health options.

Aetna is a health insurance company founded in 1850, and is also one of the biggest in the country. Aetna offers a full complement of health insurance options, as well as dental benefits and various group health plans. The company has grown from its humble beginnings in Connecticut to offer employer-sponsored insurance plans in every state in the country, as well as Medicaid and Medicare coverage in certain geographical areas.

WellPoint was founded when Anthem Incorporated and the companies of the WellPoint network combined operations in the beginning of 2004. WellPoint is now a country leader for the benefits it provides to its members, such as disability insurance, behavioral health assistance, vision and dental benefits. This company says that it is continually working to improve the quality of the medical care its members receive, all while reducing costs.

The last health insurance company on our short list is Assurant, which was founded in 1969, with a division, Assurant Health, established in 1982. Assurant provides temporary health insurance coverage, as well as insurance for college students. The company also sells disability insurance, group term life coverage, and group dental benefits, provided by the Employee Benefit division. Assurant Health was also one of the first companies to offer a FSA (flexible spending account). All of these companies are dedicated to bringing their members the coverage they need at reasonable prices.